Abbey National Mortgage

If you choose an Abbey National mortgage you can benefit from rates as low as 4.3% APR, with interest calculated daily rather than monthly or annually. There's a good range of products to choose from including fixed, variable, capped and tracker mortgages, although customers with unusual requirements will need to phone rather than apply online.

The logo at the top of the Abbey National mortgage site says "because life's complicated enough", and the firm does a decent job of providing the key information without scaring you silly. You can see all the different products – fixed rate, variable rate, capped and tracker mortgages – on a single screen, and important information such as minimum deposits and arrangement fees is crystal clear.

The interest rate for an Abbey National mortgage depends on the product you choose, but interest rates are generally low – as little as 4.3% APR for a first time buyer mortgage, although you'll need to pay a 10% deposit. The site caters solely for customers moving home, moving mortgages from other lenders or buying their first property; for other types of borrowing, such as buy to let, you can't apply online.

• Abbey National Mortgage Website