Barclays Mortgage

Confusingly, a Barclays mortgage is actually provided by the Woolwich. The site isn't the friendliest but there's a good range of products to choose from including discount, fixed and offset mortgages, and interest rates are reasonably low: 4.5% APR for offset mortgages and 5.6% for a fixed rate mortgage.

Although the Barclays mortgage section is part of the bank's main site, its mortgages are actually provided by the Woolwich – and the site will direct you to the Woolwich site if you decide to apply online, although there are Barclays-only offers for mortgage customers that could give you better interest on your savings and a more flexible current account.

Rates are reasonably low – 4.5% APR on an offset mortgage and 5.6% on a fixed mortgage – and the firm offers mortgages for house purchases abroad, fixed and discount rate mortgages and tracker mortgages.

Unusually, the Barclays mortgage site isn't plastered with invitations for first time buyers or buy to let customers, although it's quite happy to lend money for those purposes. Instead, the site is organised by product, so you choose according to the type of mortgage you want rather than the type of customer you are.

• Barclays Mortgage Website