Halifax Mortgage

The Halifax mortgage site isn’t very forthcoming: before you can discover rates and penalties, you'll need to fill out the online application form. However, the site is user friendly and the firm does offer a decent range of products including tracker, fixed, right to buy and first time buyer mortgages.

When you choose a Halifax mortgage, you're borrowing from the firm voted "best overall mortgage lender 2002-2003" by Your Mortgage magazine. With a headline rate of 5.8% variable a Halifax mortgage isn't the cheapest, but there is a good range of products to choose from including mortgages for first time buyers and right to buy tenants.

The firm also offers tracker mortgages and fixed rate mortgages; if you've already got a mortgage, Halifax offers a review service that helps you identify whether you're getting the best possible deal.