HSBC Mortgage

An HSBC mortgage comes from one of the biggest banking groups in the world, and its products have won several awards from financial magazines. There's an excellent range of products to choose from but while the site is friendly and informative, you can't apply online.

When you choose an HSBC mortgage you're borrowing from one of the world's biggest banks, and as you'd expect from the firm behind the innovative First Direct bank it takes an unusual approach to its mortgage products. As a result, HSBC has won stacks of awards from the financial press.

The HSBC mortgage site is easy to navigate and packed with information, although sadly you can't apply online. What you can do is read up on its different products, which include the usual collection of fixed, discounted and variable rates together with more unusual offers such as mortgages for buying homes in France, mortgages for graduates and an unusual product, HomeStart, that keeps repayments very low for the first three years of your mortgage term. Another unusual product is HSBC's Pension Mortgage, which combines mortgage and pension plan for self-employed customers and anyone who isn't part of an occupational pension scheme.

• HSBC Mortgage Website