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<title>Mortgage news from Mortgage.org.uk</title>
<description>Independent UK mortgage news updated daily.</description>
<link>http://www.mortgage.org.uk</link>
<pubDate>Tue, 06 Jan 2009 17:45:03 +0000</pubDate>
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<title><![CDATA[Moneyfacts: Quarter of mortgages require 40% deposit]]></title>
<link>http://www.mortgage.org.uk/moneyfacts-quarter-of-mortgages-require-40-deposit-18958898.html</link>
<description><![CDATA[Borrowers need a 40 per cent deposit for a quarter of all mortgages, new figures show.]]></description>
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<pubDate>Tue, 06 Jan 2009 16:49:37 +0000</pubDate>
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<title><![CDATA[Mortgage brokers association applauds extended government help for homeowners]]></title>
<link>http://www.mortgage.org.uk/mortgage-brokers-association-applauds-extended-government-help-for-homeowners-18957907.html</link>
<description><![CDATA[An extension of government help for struggling homeowners has been welcomed by a mortgage brokers association.]]></description>
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<pubDate>Tue, 06 Jan 2009 12:46:57 +0000</pubDate>
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<title><![CDATA[Landlords advised to get rent protection insurance]]></title>
<link>http://www.mortgage.org.uk/landlords-advised-to-get-rent-protection-insurance-18955813.html</link>
<description><![CDATA[Landlords should be sure to purchase rent protection insurance, an expert has stated.]]></description>
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<pubDate>Mon, 05 Jan 2009 14:30:31 +0000</pubDate>
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<title><![CDATA[Benefits of paying off mortgage quickly outlined]]></title>
<link>http://www.mortgage.org.uk/benefits-of-paying-off-mortgage-quickly-outlined-18955807.html</link>
<description><![CDATA[People in debt have been advised to clear their mortgages as quickly as possible by writers in national newspapers.]]></description>
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<pubDate>Mon, 05 Jan 2009 14:29:24 +0000</pubDate>
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<title><![CDATA[Halifax: Housing affordability got better in 2008]]></title>
<link>http://www.mortgage.org.uk/halifax-housing-affordability-got-better-in-2008-18952833.html</link>
<description><![CDATA[First-time buyers were especially affected by improved housing affordability in 2008, according to new research by Halifax.]]></description>
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<pubDate>Fri, 02 Jan 2009 10:46:32 +0000</pubDate>
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<title><![CDATA[SVRs 'become more significant as remortgage deals diminish']]></title>
<link>http://www.mortgage.org.uk/svrs-become-more-significant-as-remortgage-deals-diminish-18952823.html</link>
<description><![CDATA[Standard variable rates (SVR) had a greater effect on mortgage holders throughout 2008 as good remortgage deals became harder to find, it has been claimed.]]></description>
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<pubDate>Fri, 02 Jan 2009 10:45:44 +0000</pubDate>
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<title><![CDATA[Many second-home owners 'don't realise IHT benefits of letting']]></title>
<link>http://www.mortgage.org.uk/many-second-home-owners-don-t-realise-iht-benefits-of-letting-18951984.html</link>
<description><![CDATA[There are inheritance tax (IHT) benefits to letting out a second home that many people may be unaware of, an expert has said.]]></description>
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<pubDate>Wed, 31 Dec 2008 14:47:36 +0000</pubDate>
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<title><![CDATA[First-time buyers 'will have an advantage']]></title>
<link>http://www.mortgage.org.uk/first-time-buyers-will-have-an-advantage-18950399.html</link>
<description><![CDATA[People who have saved a large deposit could benefit in the property market.]]></description>
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<pubDate>Tue, 30 Dec 2008 14:44:49 +0000</pubDate>
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<title><![CDATA[Homeowners stop taking money from their houses]]></title>
<link>http://www.mortgage.org.uk/homeowners-stop-taking-money-from-their-houses-18950396.html</link>
<description><![CDATA[People are no longer taking equity from their homes, new figures have suggested.]]></description>
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<pubDate>Tue, 30 Dec 2008 14:29:57 +0000</pubDate>
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<title><![CDATA[House prices could bounce back 'as quickly as they fell']]></title>
<link>http://www.mortgage.org.uk/house-prices-could-bounce-back-as-quickly-as-they-fell-18948868.html</link>
<description><![CDATA[Despite recent rapid falls in house prices being unprecedented, the housing market may recover just as quickly as it slumped, it has been suggested.]]></description>
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<pubDate>Mon, 29 Dec 2008 15:26:56 +0000</pubDate>
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<title><![CDATA[Buy-to-let 'remains a good investment']]></title>
<link>http://www.mortgage.org.uk/buy-to-let-remains-a-good-investment-18948855.html</link>
<description><![CDATA[Buy-to-let property investment remains a good way for people to make money, the Association of Residential Lettings Agents (Arla) has suggested.]]></description>
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<pubDate>Mon, 29 Dec 2008 15:24:53 +0000</pubDate>
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<title><![CDATA[Mortgage brokers banned]]></title>
<link>http://www.mortgage.org.uk/mortgage-brokers-banned-18946342.html</link>
<description><![CDATA[The Financial Services Authority (FSA) has banned two mortgage brokers who misled it by giving false reports.]]></description>
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<pubDate>Wed, 24 Dec 2008 11:27:43 +0000</pubDate>
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<title><![CDATA[Mortgage numbers fall to 'new lows']]></title>
<link>http://www.mortgage.org.uk/mortgage-numbers-fall-to-new-lows-18946069.html</link>
<description><![CDATA[Mortgage approvals for new house purchases in November reached a &quot;new low&quot;, according to new statistics.]]></description>
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<pubDate>Wed, 24 Dec 2008 10:10:20 +0000</pubDate>
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<title><![CDATA[Hometrack: House prices will fall by 13%]]></title>
<link>http://www.mortgage.org.uk/hometrack-house-prices-will-fall-by-13-18944271.html</link>
<description><![CDATA[House prices will fall by 13 per cent in the next two years, it has been predicted.]]></description>
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<pubDate>Tue, 23 Dec 2008 13:26:50 +0000</pubDate>
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<title><![CDATA[CML calls for government action to give incentive to mortgage lending]]></title>
<link>http://www.mortgage.org.uk/cml-calls-for-government-action-to-give-incentive-to-mortgage-lending-18943538.html</link>
<description><![CDATA[More government action is needed to create incentives for mortgage lenders to give loans, it has been claimed.]]></description>
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<pubDate>Tue, 23 Dec 2008 10:06:22 +0000</pubDate>
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<title><![CDATA[Fool.co.uk: Mortgage payment holidays could increase debt]]></title>
<link>http://www.mortgage.org.uk/fool-co-uk-mortgage-payment-holidays-could-increase-debt-18941678.html</link>
<description><![CDATA[Mortgage holders who take payment holidays could end up further in debt, finance website Fool.co.uk has warned.]]></description>
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<pubDate>Mon, 22 Dec 2008 13:18:20 +0000</pubDate>
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<title><![CDATA[New NatWest fixed-rate mortgages launched]]></title>
<link>http://www.mortgage.org.uk/new-natwest-fixed-rate-mortgages-launched-18941671.html</link>
<description><![CDATA[New Royal Bank of Scotland and NatWest fixed-rate mortgages have been announced by the lenders.]]></description>
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<pubDate>Mon, 22 Dec 2008 13:16:28 +0000</pubDate>
</item>
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<title><![CDATA[CML: Mortgage lending down in November]]></title>
<link>http://www.mortgage.org.uk/cml-mortgage-lending-down-in-november-18938998.html</link>
<description><![CDATA[Gross mortgage lending dropped by 51 per cent between November 2007 and November this year, new figures show.]]></description>
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<pubDate>Fri, 19 Dec 2008 12:33:15 +0000</pubDate>
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<title><![CDATA[Moneyfacts: Many forced to costly fixed-rate mortgages]]></title>
<link>http://www.mortgage.org.uk/moneyfacts-many-forced-to-costly-fixed-rate-mortgages-18938990.html</link>
<description><![CDATA[Many people are being forced on to expensive fixed-rate mortgage deals as lenders do not bring back cheaper tracker products, it has been said.]]></description>
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<pubDate>Fri, 19 Dec 2008 12:30:48 +0000</pubDate>
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<title><![CDATA[Abbey fixed rate mortgages cut]]></title>
<link>http://www.mortgage.org.uk/abbey-fixed-rate-mortgages-cut-18936849.html</link>
<description><![CDATA[Abbey fixed-rate mortgages have been reduced, the lender has announced.]]></description>
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<pubDate>Thu, 18 Dec 2008 13:55:26 +0000</pubDate>
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<item>
<title><![CDATA[Homeowner advised to take variable rate mortgage over fixed-rate]]></title>
<link>http://www.mortgage.org.uk/homeowner-advised-to-take-variable-rate-mortgage-over-fixed-rate-18936835.html</link>
<description><![CDATA[A Guardian reader has been advised by an expert to take a variable rate mortgage instead of a fixed-rate deal.]]></description>
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<pubDate>Thu, 18 Dec 2008 13:52:21 +0000</pubDate>
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<title><![CDATA[New Nationwide tracker mortgage launched]]></title>
<link>http://www.mortgage.org.uk/new-nationwide-tracker-mortgage-launched-18934046.html</link>
<description><![CDATA[A new two-year Nationwide tracker mortgage product has been released.]]></description>
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<pubDate>Wed, 17 Dec 2008 12:19:50 +0000</pubDate>
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<title><![CDATA[Mortgage brokers 'have improved access to deals']]></title>
<link>http://www.mortgage.org.uk/mortgage-brokers-have-improved-access-to-deals-18934039.html</link>
<description><![CDATA[Mortgage brokers are getting better access to mortgage products, new figures show.]]></description>
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<pubDate>Wed, 17 Dec 2008 12:17:57 +0000</pubDate>
</item>
<item>
<title><![CDATA[Prime mortgage arrears at worst figure for 8 years]]></title>
<link>http://www.mortgage.org.uk/prime-mortgage-arrears-at-worst-figure-for-8-years-18931469.html</link>
<description><![CDATA[Arrears of prime mortgage borrowers have gone to their worst level for eight years.]]></description>
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<pubDate>Tue, 16 Dec 2008 11:40:36 +0000</pubDate>
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<title><![CDATA[Fool.co.uk: Use base rate to overpay your mortgage]]></title>
<link>http://www.mortgage.org.uk/fool-co-uk-use-base-rate-to-overpay-your-mortgage-18931390.html</link>
<description><![CDATA[Mortgage holders with tracker and standard variable rate deals should take advantage of the reduction in the base rate to overpay their mortgages.]]></description>
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<pubDate>Tue, 16 Dec 2008 11:23:24 +0000</pubDate>
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<title><![CDATA[Abbey explains mortgage letter]]></title>
<link>http://www.mortgage.org.uk/abbey-explains-mortgage-letter-18929365.html</link>
<description><![CDATA[Mortgage lender Abbey has given an explanation for a letter it sent to some flexible mortgage borrowers.]]></description>
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<pubDate>Mon, 15 Dec 2008 13:03:41 +0000</pubDate>
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<title><![CDATA[Homeowners remortgaging to help weather economic storm]]></title>
<link>http://www.mortgage.org.uk/homeowners-remortgaging-to-help-weather-economic-storm-18929360.html</link>
<description><![CDATA[Homeowners are carrying out remortgages in order to help fund themselves through the current economic situation, a new study has found.]]></description>
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<pubDate>Mon, 15 Dec 2008 13:01:01 +0000</pubDate>
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<title><![CDATA[uSwitch: Tracker mortgage holders dissuaded from base rate benefits]]></title>
<link>http://www.mortgage.org.uk/uswitch-tracker-mortgage-holders-dissuaded-from-base-rate-benefits-18926144.html</link>
<description><![CDATA[Tracker mortgage holders could save as much as &#163;16 billion if they use the base rate cut to overpay their mortgages, uSwitch has stated.]]></description>
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<pubDate>Fri, 12 Dec 2008 09:21:48 +0000</pubDate>
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<title><![CDATA[Mortgage PPI 'should be excluded from Competition Commission inquiry']]></title>
<link>http://www.mortgage.org.uk/mortgage-ppi-should-be-excluded-from-competition-commission-inquiry-18926140.html</link>
<description><![CDATA[Mortgage payment protection insurance (MPPI) should not be included in a Competition Commission inquiry about the insurance type, it has been claimed.]]></description>
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<pubDate>Fri, 12 Dec 2008 09:20:17 +0000</pubDate>
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<title><![CDATA[Mortgage Support Scheme "is virtually worthless"]]></title>
<link>http://www.mortgage.org.uk/mortgage-support-scheme-is-virtually-worthless-18923745.html</link>
<description><![CDATA[The government's new Mortgage Support Scheme has been described as &quot;virtually worthless&quot; by price comparison website moneysupermarket.com.]]></description>
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<pubDate>Thu, 11 Dec 2008 09:49:35 +0000</pubDate>
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