Mortgage tips for first-time buyers from Unbiased.co.uk

Date: Monday 8th February 2010
Author: Susanna Kavka

First-time buyers who are looking for advice before taking the step onto the property ladder have been given some help from Unbiased.co.uk, which has pulled together some top tips from the industry's big names.

James Carter, from Independent James, advises looking for a property that will suit your needs in years to come, rather than seeing it as a short-term investment.

Meanwhile, Ray Boulger, spokesperson for John Charcol, said that ensuring you have a good credit rating is key to securing a good mortgage. Taking simple steps like not going over your overdraft limits and keeping on top of credit card payments can help.

Consumers who still feel confused can try Unbiased.co.uk's 'Find a Mortgage Adviser' search on its website to locate a specialist they can trust to guide them through their finances.

The number of people that are looking into buying their own property could increase this year, as research from Unbiased.co.uk has found that 18 per cent of consumers think that property prices as beginning to rise.