Northern Rock Mortgage

Choosing a Northern Rock mortgage isn't easy, because the firm has lots of products to choose from including fixed rate, flexible, tracker and buy to let mortgages. The site isn't pretty but it's packed with information; rates are reasonable, with a quoted APR of 5.2% for a fixed rate mortgage.

It's been possible to get a Northern Rock mortgage for 150 years, although online applications are a more recent development. The site offers a dizzying range of products including fixed, flexible, tracker and buy to let mortgages, and it's possible to borrow up to 100% of your property's value.

Northern Rock mortgage rates are competitive rather than incredibly low, with quoted APRs of 5.2% for a fixed rate mortgage and around 5.5% for flexible mortgages. However the firm does offer a range of goodies, including up to £700 to help with your moving costs – although the money isn't available with every product. The company also offers a fast-track application service on loans up to 85% of your property value, which means you don't have to faff around with payslips and other paperwork.

• Northern Rock Mortgage Website